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Euro Accounts Ltd. was founded in 2014 and is headquartered in Sofia, Bulgaria. The company is an independent service provider of global reach and provides its clients with comprehensive business and banking solutions. 


The worldwide network of dedicated business partners enables the company to assist its clients with the opening of bank accounts, international accounting matters as well as outstanding financial logistics and protection measures for companies and individuals registered in various jurisdictions.  


The company’s priorities are focused on long-term business relationships. Our highly qualified team of experts provides services which range from accounting, legal and tax matters to holistic Family Office solutions.  

Clients highly value our personal approach, the attention and dedication when taking care of their personal and business needs.  Euro Accounts aims to provide solutions of highest standards minimizing its clients involvement in the overall problem solving process giving them peace of mind and time to focus on their daily business. In this regard the company has built a reputation as a reliable and trustworthy partner for a number of local and international entrepreneurs and their companies being active in a wide range of industries and jurisdictions.  


The company has established strong partnerships with various financial institutions all over the world. Through a close cooperation with our partners we ensure compliance with local and international regulations applying highest professional working standards and ethics to our daily work. 



Kristian Machev
Founder and Managing Partner
Nadezhda Gendovich
General Manager

Mr. Machev is the founding partner of Euro Accounts Ltd. Graduated from the University of National and World Economy in Sofia. Mr. Machev holds a Bachelor’s degree in European studies and a Master in International relations.

He speaks Bulgarian and English. 

Elizabeth Pramatarova
Director International Banking Relations

Ms. Pramatarova graduated from the University of National and World Economy in Sofia. She holds a Bachelor’s degree in Political Science and a Master’s degree in Marketing.

Prior to joining Euro Accounts Ltd., she worked for a large telecom operator and as a manager for the Schneider Brothers Group.

Ms. Pramatarova speaks Bulgarian and English.

Desislava Tedorova
Financial Advisor

Ms. Gendovich graduated from the “D.A. Tsenov” Academy of Economics in Svihtov. She holds a Bachelor's degree in Insurance and Social Affairs, a Master's degree in Financial Control and External Audit and a Master's degree in Bank Management. In addition, Ms. Gendovich holds a degree in “Economic Intelligence and Security”. 

Prior to joining Euro Accounts Ltd., Ms. Gendovich worked as an insurance specialist at Allianz Bulgaria. There she was also engaged as a senior manager in the legal and regulatory department before she joined the Municipality of Sofia and took over the control of the administration’s commercial activities.
Since joining Euro Accounts Ltd. in 2018, Ms. Gendovich has become part of the executive team and with her vast professional expertise has substantially contributed to managing the company successfully.

Ms. Gendovich speaks Bulgarian and English.

Lubomira Delcheva
Director Accounting 

Ms. Pavlova graduated from the University of National and World Economy in Sofia, and holds a Bachelor's and a Master's degree in Accounting. 

Prior to joining Euro Accounts Ltd., Ms Pavlova has worked as an Accountant for various companies, performing consulting and accounting services.

Ms Pavlova speaks Bulgarian and English.

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Nikolina Berova
Office Assistant

Ms. Tоdorova graduated from the University of Mining and Geology “St. Ivan Rilski” in Sofia. She holds a master in economy.

Ms. Tоdorova speaks Bulgarian and English. 

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